What is a tax deduction for a child?
In Ukraine, too, there is a similar payment, although it has another name - "tax rebate". Since 2017, it has been placed for both parents - both father and mother, only one place of work. Depending on the size of the income and the number of children, it can be 50%, 100% and 150% of wages. There is no automatic application - the employee must file an appropriate application for compensation.
Anyone who is a tax payer at 13% can return some of this money that was withheld when calculating wages. If the interest rate is different, or the person is completely exempt from payment, a tax deduction for children is not for him. In addition, someone who has a monthly income above 350,000 can not claim a rate cut. Registration is not done once and for all. Every month, the income is reviewed and, when it crosses the established threshold, this amount is not calculated again.
Find out what the tax deduction for a child is easy - you will need to apply for detailed information to the tax service or search for clarification in the worldwide network - there are a lot of similar examples. In fact, everything is simple - there is a real opportunity to at least slightly increase the total family income, due to a small "discount", because in part the monthly earnings in this amount will not be taxed.
Who is entitled to a tax deduction for the child?
Applicants for government benefits should understand who is tax deductible for children, and who does not. Do not rely heavily on the interest of accounting, which deals with the calculation of wages - the mother or father should take care of themselves. Even if adults do not apply at the place of work immediately after the arrival of a new family member to the world, they can do so at any time.
The main criterion when a statement is made is the age of the children. If he is not above 18-24 years old, then you can claim the favor of the state. This difference in age is due to study. In the event that a child is enrolled in a full-time form, he is such until the age of 24. This includes cadets of military schools. Such an opportunity is given by:
- To the parents.
- Adoptive parents.
- Trustees / guardians.
Standard Child Tax Credit
The tax deduction of expenses for the maintenance of the child can be either standard, or double. In the first case, two of the parents, guardians, adoptive parents or trustees receive each tax deduction for children from their salary. The double is an exception. It can be put:
- When the parent (adopted or native) is only one. That is, there is an official confirmation of the death of one of them, his original absence in the documents (in the column of the father) or a certificate of deprivation of the rights to the child.
- If foster or biological mums and dads have the same interest rate of 13% and then they can refuse this benefit so that the spouse can formalize it in double size.
- Trustees and guardians can only issue a standard tax deduction for children, but double it is not available. In the Russian Federation, it depends on the number of children. If the kid in the family is the one - minimal compensation is required, but the more children, the larger the size. So the state to some extent cares about the demographic situation in the country.
Tax deduction for the birth of a child
Appearing in a young family, the baby gives his mom and dad the right to file tax deductions for personal income tax on children. This procedure is simple - you only need to prepare the necessary documents:
- application to the employer;
- copies of documents for compensation;
- in the case where the parent is in the family alone, confirmation of this is required;
- at guardianship and guardianship the corresponding inquiries are necessary.
"Children's deduction" is paid until the end of December of that year, when the grown-up kid celebrated his eighteen-year-olds. Or it can be extended until a higher education is obtained. After that, he is already considered an adult, who, having taken a job, already independently pays all the payments due by the state system for himself.
Child Tax Credit
You can get a "discount" not only for the maintenance of your blood, but also for studying. Then he must study at the university's stationary department and not be over 24 years old. A request for a tax deduction for a child's education at a university can be submitted by holding:
- contract with the university;
- declaration of 3-NDFL;
- Roots about payment;
- Reference 2-NDFL.
Compensation for education can be obtained without waiting until the calendar year ends, when the payment was made. This was decided in 2017. Previously, this was not possible. In addition, it does not matter when to apply for registration benefits for children - in the first year of education or the last. If you have saved payment cards, you can always do this. By the end of the training, the amount of this compensation will be much higher than if you apply annually.
All payers will be well informed that it is possible to reduce interest payments not only for the educational process of their children, but also for their personal training, and even close relatives (sisters, brothers). The process of registration in this case will be similar, as for own children, however, the form of obtaining education, again, should be stationary.
Tax deduction for a disabled child
After the birth of the baby, you can immediately draw a deduction for it, this applies not only to disabled children, but to all others. The tax deduction for the parents of disabled children will be several times greater than the standard provided for. It is necessary to take into account the order of the birth of children in the family, so that the gaps in the legislation do not deprive the payers of compensation that they rightfully have - as experienced lawyers advise. Another nuance - it is put up to 18-24 years and only for the I-II group.
Tax deduction for children's treatment
In life, there are situations when a child needs expensive treatment or even surgery. When the baby is already on the mend, it's time to get the most knowledge about how to get a tax deduction for the child's treatment. Adults can return some of the money that was spent, based on a list of medications and ongoing manipulations. If the therapy given to a small patient is included in the list established by the government of the Russian Federation, then, having collected the necessary information, you can apply to the appropriate organization for making a discount.
After the calculations have been made, the money will be transferred to the settlement account of the individual who is the payer of the income tax. In most cases, by law, this payment can not exceed 15,600. However, there is a certain list of medical services and drugs for which this restriction does not apply. Details can be found in each case.
Tax deduction when buying an apartment for a child
There is such a thing as property deduction. This is a tax deduction for underage children, and it can be returned after the purchase of the property together with the parents (in different parts of the share), and if the housing was purchased for the minor. Here we are talking not only about our parents, but also about trustees, trustees, adoptive parents. The law on this was activated in 2014, than very pleased ordinary citizens.
In recent years, buying property for your child has become quite common. This is understandable - every parent wants to provide him with stability and some independence in the future. For example, we can take this case in two versions:
- Petrov Ivan Ivanovich purchased an apartment for 1800000 rubles for his child, and issued it in the name of his son. In this case, he can count on a deduction in the amount equal to the value of the housing.
- The same Ivan Ivanovich purchased housing for 1800000 rubles and designed it for himself and his son in ½ part. Therefore, he has the right to exempt both parts from the taxation by the amount that was spent.
How to get a tax deduction for a child?
Knowing the procedure of how to make a tax deduction for a child, it will be easier to act. It will be necessary to collect a certain package of documents:
- passport with a stamp on marriage or its absence;
- birth certificates of all born / adopted children;
- if necessary, a certificate from the previous place of employment or the second (if the applicant works in two jobs);
- statement;
- confirmation of training (kindergarten, language courses, sports sections, music school and others, up to 24 years).
If the application is filed electronically (which is convenient for most citizens), it is necessary that everything be prepared for this moment, because "deliver" any certificate in case of incorrect registration or absence will not work. You can apply in three ways:
- Through the website of state services.
- Directly at the enterprise.
- Through the tax.
How is the tax deduction for the child calculated?
Knowing how to calculate the tax deduction for a child, by simple arithmetic, you can calculate which part of the income can be exempt from payment. Let's take a simple example - my mother has four children 16, 13, 8 and 5 years old. Her salary is 60000. The mother submits the documents, according to which the children are entitled to a reduction in personal income tax: the first two - 2,800 together, and the third and fourth - 3000 per month. Totally 8800 leaves.
It is known that the mother's salary for four months does not exceed 350,000 Russian rubles. So, she can enjoy this social benefit. Calculation of personal income tax for the month is as follows: (60000 - 8800) * 13% = 6656. The mother of four children will receive this income: 60000 - 6656 = 53344. If there is also a father, then in the place of work can get a tax privilege, but another , if the salary with his wife is not the same.
Amount of tax deduction for child
To understand how much you can increase your family income, it's easy. To do this, you need to know what is laid on children and at least a little to be interested in legislation for their own good. However, every year, new bills are adopted in this area and on January 1 of each year one can expect changes. The amount depends on the order of their birth, for example, if two children are given a tax deduction by the state and then, when the child is one, but has a disability - this is a different amount of money.
- for 1 child - 1400;
- on the second - 1400;
- on the third and all the following - 3000;
- on an invalid to adopters and parents - 12000, and to trustees and trustees 6000.
Compensation for 3 children, among whom no one has a disability and all are healthy, will be significantly less than when one of them has a group. It is necessary to take into account the fact that in taxation only the first and second groups of disability are meant, and the third is not. If the older children in the family have long grown up, they are still considered to be children, even if the tax on them has not been paid, and all subsequent children will be considered not the first, but the subsequent.
Taxation is not an easy topic, especially for the masses. Most of those who, working officially, pay various fees at the same time, do it according to a standard template - not quite consciously. But people are creators of their own well-being. Therefore, having slightly increased their legislative literacy, it is quite possible to slightly improve the family financial position. It should not be thought that this is some sort of a gift from the state. To do this, you do not need to resort to illegal fraud, because it is agreed at the legislative level.