As they say: "take strangers and not for long, but you give yours and forever." That is why the situation often happens when a person has given money to someone with kindness, but now he does not know how to get back the debt . Consider a variety of techniques that can help you.
How to take the debt?
- If the question is how to force a friend to repay a debt, press on pity. Tell us that you have paid the loan and are sitting on the rocks, you do not have enough for something important, etc. In the process of talking, mention - "Remember, you took my place? Give it back now, you'll help out! " So you will not spoil the relationship, and gently remind of the debt and can begin to take the debt at least in parts.
- If you have a contract or receipt, the question of how to force a debtor to repay a debt can be decided through a court. First, just tell the person about it - maybe he will think about it and he will return you money.
- If there is no receipt, you can also go to court, but for this you need to have witnesses and at least some evidence. However, one must understand that in addition to the receipt (preferably notarized), no document has any real power, and if you are not convincing enough, you can lose it. Try to start a text message with a person or write a secret phone conversation, where he recognizes a debt - this will help you in court.
- Hire a private detective or lawyer, who himself will solve this problem for you in legal ways. Possessing a lot of information about a person, it's easy to find out what you need to pressure, so that he decides to pay you.
And most importantly, remember for the future - you can not lend more than the amount that you are ready to lose. If for you $ 100 is a decent amount, do not lend it. After all, no one can guarantee that once the money will be returned to you, even if you have known the borrower for a long time and it does not cause fear.